Is your insurance policy too expensive? Have you lied to bring the price down? Well then, your insurance may be void.

Most common ‘fibs’ on insurance policies:

  • Annual mileage
  • Previous insurance claims/accidents
  • Your previous convictions
  • Purpose of insuring your car- work or social?
  • Vehicle modifications
  • Where your vehicle is kept overnight
  • The vehicles value 

Whilst the above may seem like a small lie, it can have big consequences.

What are the consequences?

If you lie on your insurance policy, you are committing fraud. This usually leads to your insurer’s voiding your policy, which means you are driving without insurance cover. 

Driving without insurance can lead to a Fixed Penalty Notice of £300 and 6 penalty points on your licence. If you fail to accept the Fixed Penalty Notice and are required to go to court, there is a risk of an unlimited fine and further points on your licence. 

The police also have the power to seize and destroy the uninsured vehicles in certain circumstances.

If you find yourself in the position whereby you have been charged or are facing a charge of driving with no insurance, get in touch with our specialist motoring law solicitors. 

Jack Fincham jailed for 6 weeks after dog attacks runner – can you go to prison for your dog attacking someone?

If you are the owner or in control of a dog dangerously of control, you could face a jail sentence. 

Love Island star, Jack Fincham was recently sentenced to 6 weeks in prison after pleading guilty to two counts of being in charge of a dangerously out of control dog, with one of the incidents causing injury. As well as this, he was given a £3680 fine to pay.

The first incident occurred when Jack’s Cane Corso attacked a runner in 2022. However, Jack received a caution and was told to engage in a responsible dog ownership course. Jack was told that the dog must be muzzled. 

In June 2024, there was a second incident whereby the dog was out of control, and this led to Jack being faced with a 6-week custodial sentence. 

Prison sentencing guidelines for having a dog dangerously out of control

This offence has a maximum sentence of 6 months in custody if there is no injury. However, if another person is injured, there is a potential sentence of up 5 years in prison. If the dog caused the death of a person, there is a maximum sentence of 14 years. 

If you are under investigation or have been charged with any dog law offence, please call us.